Helping You Plan Your Financial Future
Welcome to our Web site, where you'll find a wealth of information in the form of newsletter articles, calculators, and research reports.
For a FREE Retirement Income Evaluation, please contact Perhach Associates Wealth Management, fill out the form and we will be in touch. This is a comprehensive look at what your income would look like during retirement. For pre-retirees it would let you know if you are on track to acheiving your retirement goals. If you are already retired, it would give you a picture as to how long your income will last.A portfolio analysis is also provided and any recommendations will be clearly spelled out. Don't wait until you're in the midst of a financial crisis before beginning the planning process. The sooner you start, the more options you may have. Just click on the blue contact link above.
We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.
We're here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance.
Sincerely,
Bruce A. Perhach, CFS
Newsletters
-
Managing Medicare Out-of-Pocket Costs
This article looks at the two different and mutually exclusive options Medicare beneficiaries have to help control retirement health-care spending: Medigap and Medicare Advantage.
-
Roth 401(k) News: Is It Time to Rethink How You Save for Retirement?
High-income participants will not be allowed to make pre-tax catch-up contributions to a traditional 401(k) or similar plan starting in 2026, but they will be able to contribute to a workplace Roth.
-
Medical Debt and Your Credit Report
This article looks at changes in the way medical debt is handled on credit reports and offers tips to avoid having unpaid medical bills impact credit.
-
Mutual Funds: What’s in Your Portfolio?
Mutual funds offer a convenient way to invest across a wide range of market activity. This article provides an overview of different types of mutual funds in order of typical risk.
Calculators
-
IRA Eligibility
Use this calculator to determine whether you qualify for the different types of IRAs.
-
Long-Term Care Self Insurance
Will you be able to afford nursing home care?
-
Cost of Retirement
Use this calculator to estimate how much income and savings you may need in retirement.
-
Lease Payment
How much would your monthly lease payment be?