What A CFS Can Do For You

A Certified Fund Specialist (CFS) is an educated, experienced and qualified professional committed to the well being of you, your family and your business. The CFS can provide basic and advanced guidance on a wide range of actively and passively managed investments. With the help and knowledge of a CFS, you can:

Construct a Financial Plan

  • Analyze your current situation
  • Develop goals and objectives
  • Design an investment plan
  • Implement a strategy based on your risk level
  • Recognize the use of modern portfolio theory (MPT)

Increase Your Portfolio

  • Understand the role of equities and debt instruments
  • Determine which investmentsare appropriate
  • Utilize low-cost solutions to maximize returns
  • Establish a review and rebalancing schedule
  • Review tax reduction strategies

Enhance Your Retirement

  • Consider risk-sensitive investments
  • Balance for risk-adjusted return maximization
  • Review tax reduction strategies

Protect Your Estate

  • Proper account titling for your protection
  • Assess methods of asset transfer
  • Reduce or eliminate what may be subject to probate
  • Ensure a speedy and simple transition
  • Protect specific loved ones